Just
Can't
Wait!
100 seconds

Open NiyoX account in 100 Seconds.
We invite you to enjoy your fastest bank account opening experience ever.


Your NiyoX account comes
with the best of features

0

Zero Balance Savings Bank Account in partnership with Equitas Small Finance Bank

0

Zero Commission on
Mutual Funds on NiyoX App

7

7% Interest* p.a.
on your Savings

Alright! Understandable that you can’t go out and kill 2 hours of our life standing in a queue outside the bank just because you want to get a savings account opened. But what is the solution to this? Something that is quick. 100 SECONDS Quick. Of course, you have 100 seconds to spare to get this big task done. When? At 1 AM while watching F.R.I.E.N.D.S sitting in the bedroom or at 10 AM going to your workplace in a cab. Yes, it is that simple!

How to open NiyoX Instant Savings Account

The journey of becoming a NiyoX user is quick and easy. You just need Aadhaar Card and PAN Card ready. And 100 seconds, of course!

  • Click on Open Account
  • Enter your Aadhaar linked mobile number and verify it with OTP
  • Verify using your Email ID
  • Enter your PAN card and Aadhaar card details and agree to the Terms.
  • Enter the OTP sent on your Aadhaar linked mobile number and verify.
  • Your KYC will be automatically filled except for some personal and professional details. Fill them and you are good to go!
  • You may/ may not add the nominee details.
  • Your account is open, a virtual debit card issued and ready for use.

Why NiyoX?

  • ZERO BALANCE SAVINGS ACCOUNT
    We know it is difficult to maintain minimum balance. NiyoX is a 0 Balance Savings Account. We won’t bother you for your Account Balance.
  • ZERO COMMISSION ON MUTUAL FUNDS
    Invest in mutual funds at 0% Commission on your NiyoX Account and secure maximum returns. Happy Investing!
  • 7% INTEREST ON SAVINGS
    NiyoX provides 7%* interest p.a. on your savings. It is the industry best. Promise! And you avail the benefit of compounding as well.

Reasons enough to have NiyoX Savings Account, right?

#WantMore?

  • ZERO Account Maintenance Charges
  • Lock/unlock your card or set/reset your PIN. All on your own.
  • Get Free VISA Platinum Debit Card which you customise as per your persona
  • Avail exciting offers, discounts and extra benefits.

#DecodeBanking through NiyoX. We #JustCantWait to have you.

Open Account