

DECODE CHARGES. DECODE COMMISSIONS. DECODE COMPOUNDING.
A power packed account making your banking experience smarter, safer and simpler.

Because the ones in the market won’t bother you. With NiyoX, you are sure to earn 7% interest* every year, no matter what happens outside.
And then you have the benefit of compounding, cherry on top!

It might be difficult to stop smiling, when you know we won’t pester you for the account balance.
So, Zero Balance Savings Account
Promise!


A chic caricature design debit card or one with a smart geeky morse code, it’s all yours to decide.
Pick the card that goes well with your suave and swipe around with style.

Enjoy paperless, and instant account opening with NiyoX. All we need is your PAN no, Aadhar and mobile number and you’re good to go.


Your returns are completely yours. Invest in Mutual Funds at zero commission on your NiyoX App and secure maximum returns.
