DECODE CHARGES. DECODE COMMISSIONS. DECODE COMPOUNDING.

#DECODE BANKING

A power packed account making your banking experience smarter, safer and simpler.

Watch Bulls and Bears...only in Animal Planet

Because the ones in the market won’t bother you. With NiyoX, you are sure to earn 7% interest* every year, no matter what happens outside.

And then you have the benefit of compounding, cherry on top!


You have to maintain....A Poker Face

It might be difficult to stop smiling, when you know we won’t pester you for the account balance.

So, Zero Balance Savings Account
Promise!


We’ll spoil you...with choice!

A chic caricature design debit card or one with a smart geeky morse code, it’s all yours to decide.

Pick the card that goes well with your suave and swipe around with style.


Get yourself onboarded....
in style!asked for an autograph

Enjoy paperless, and instant account opening with NiyoX. All we need is your PAN no, Aadhar and mobile number and you’re good to go.


We want our share....only when it's a cake

Your returns are completely yours. Invest in Mutual Funds at zero commission on your NiyoX App and secure maximum returns.


Open Account