Long gone are the days when we used to go to the bank, stand in long queues and wait for 2 hours. We #JustCantWait now. Right? Now all we want is wearing our PJs, sitting on the couch and getting all the banking services done just by tapping and swiping through our mobile screens. We want a quick lifestyle. Everything is going digital. Of course, we use Amazon, Big Basket, Swiggy, Zomato and Urban Company’s services at least once every 15 days. Then why not try Digital Banking?

Digital banking is the digitization of all traditional banking activities and programs that historically were only available to customers when physically inside of a bank branch.

• Money Deposits, withdrawals, and transfers
• Checking/saving account management
• Applying for financial products
• Loan management
• Bill payments
• Account services

Now, through digitalisation, all these services can be availed at convenience if one has internet and a smartphone. Amazing, right?

Digitalising banks ensures enhanced customer services. This provides convenience to customers and helps in saving time. Users spend less time in banking services and use their time efficiently. It reduces human error and builds customer loyalty. These services are done on secure servers that allow for privacy, security, quick and efficient services, and monitored transactions. Managing large amounts of cash has also become easier. It has also benefitted customers by facilitating cashless transactions. Customers need not store cash anymore and can make transactions *ANYTIME* and *ANYWHERE*. Also, COVID19 has advanced the idea of Instant Banking even more, because traditional banking techniques haven't been appealing. During the global pandemic, Banks limited their branch hours or closed branches, customer care call lines backed up, and ATMs required users to go out in public.

Budgeting and managing your account is made simpler when you have access to NiyoX Savings Account. Real time expenses can be monitored while making purchases or estimating your monthly savings and expenses. Having control over personal finances with the ability to self-serve is another significant benefit of using NiyoX, as is real-time access to manage and move money as you see fit.

Despite the convenience being provided, there are *no hidden fees* associated with making online transactions. NiyoX also provides customers with better financial returns. NiyoX results in lower fees and *increased interest rates*.

Wouldn’t it be great getting amazing interest amount on money that you deposited in the savings account? With NiyoX, you can get upto 7% Interest* p.a. on your savings. As compared to other investment options, Niyo provides highest interest rates with no hidden fees and ensures a safe and secure environment for the users. A Win-Win situation.

Instant Banking has drastically changed the way banks and customers interact with one another. It offers more incentives to its customers, resulting in a better banking experience.

NiyoX helps you #DecodeBanking. NiyoX Savings Account is a TRANSFORMATION!