NiYO Global Card + App

Today’s Exchange Rate:

No Forex Markup* anywhere in the world

1000

Users

10

Countries

10

Currencies

No Trouble Only Travel

Gather vacation memories and chuck travel stress with NiYO Global Card + App

Live Currency Rates

All the transactions happen on the Live VISA Exchange rates

Easy Money Loading

Load money via NEFT/IMPS in INR and use across 150+ countries

Ultimate Card Security

Lock-Unlock-Block the card anytime, anywhere with your NiYO Global App

24/7 WhatsApp Support

Get all your queries answered and stay updated anytime, anywhere via our 24/7 WhatsApp Support Service

Frequently Asked Questions

The NiYO Global Card is an INR card that charges neither any mark-up fees nor any other additional charges, such as issuance fees, renewal fees, conversion charges, etc. All the international transactions happen on the live visa exchange rate. This card can be used across the globe, including India.
The VISA exchange rate is the Forex rate charged by the VISA treasury. This is very close to IBRs (inter-bank rates), or the rate at which banks exchange currency with one another.
Zero. It is only the prevalent VISA exchange rate that will apply to you.
NiYO Global Card works in over 150 countries. Load your money in INR and use it to transact in the local currency, across the globe at any time.
This is a zero-limit prepaid credit card, which can be loaded via NEFT/IMPS/RTGS from your bank account. You may also load money via Net Banking or Mobile Banking.
Yes, you can track your transactions any day and any time using your NiYO Global mobile application.
Your card is valid for 5 years.
The NiYO Global Card is very secure. It is a PIN-protected card that is embedded with a high-security encrypted microchip, which makes it secure. Furthermore, you may lock, unlock & block the card any time via your NiYO Global mobile application.We also offer channel-wise locking for your ecommerce transactions, ATM Withdrawls & POS transactions.
To get your NiYO Global Card, all you need to do is to log in to our website and fill-up the form to apply for the card. Once applied, you will be added to the waitlist due to the high demand for the card. We will get back to you within 7 working days from the date of application.
Post-return, you may use your NiYO Global Card domestically on ecommerce sites & POS terminals. You can also transfer the unutilized funds back to your bank account.
Your NiYO Global Card will take around 24 to 48 hours to activate provided all your documents are in place.
NiYO will not charge you any additional fees for ATM withdrawls. But the aquiring foreign bank may or may not charge you depending on their internal policies.
Yes, this is a VISA-compatible card that is acceptable across the globe wherever VISA as a platform is accepted.
The first transaction must be conducted from the primary account of the card holder. After this, you can load your card from any bank accounts via NEFT/ RTGS/ IMPS/ Netbanking & Mobile Banking.
No. Since it is a zero-limit credit card, card-to-card transfers are not allowed. However, you can transfer the funds from your card to any bank account using the NiYO Global Application.
There is neither any minimum balance requirement nor any specific amount that you need to maintain in your NiYO Global Card.
You can change the ATM pin via your NiYO Global Application.

Fond Testimonies

*VISA exchange rates applicable.

Global card: globalsales@goniyo.com
www.goniyo.com