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Ensuring financial protection to your family in case of your unfortunate demise
ULIPs provide option to switch between investment funds at various stages depending on life goals
Additional units are allocated which help boost the policy holder’s savings
Partial withdrawals to meet unplanned contingencies are allowed in ULIP
ULIPs also provide tax benefits on premium paid and the benefits are received during the term of the policy under Section 80C and Section 10(10D), as per the Income Tax Act, 1961, as amended from time to time
ULIP plans invest in life cover making it a good option for high return with a sum assured in case of loss of life of the policy holder.
The longer you invest in ULIPs the better the return you can expect, hence funding you on long terms. It has greater rewards than other insurances.
The ULIPs provide options of partial withdrawal when and how ever needed.
The ULIPs are invested over a wide range of funds, which can be altered as per the appetite of risk and return of the policy holder.
Our Future Smart Plan is a unit linked plan that provides long-term investment opportunity to fulfill various family needs like building an asset or to ensure a bright future for your child. Its comprehensive insurance cover (Sum Assured on death and Premium Funding benefit on death or disability) ensures that your plan for your family continues unaffected, in any unfortunate event.
Generate long term capital appreciation through investments predominantly in mid cap stocks.
You can switch some or all of your investments from one fund to another, any number of times. The minimum amount that you can switch is Rs. 10,000.
You can modify the allocation of future premiums once in a policy year. The revised allocation proportion will apply to your subsequent premiums.
You can increase or decrease your Sum Assured from the 6th policy year, provided all due premiums are paid. This facility is available once every year subject to maximum of 3 times during the Policy Term. There will be no change in your annual premium as a result of change in Sum Assured.
You can make partial withdrawal for any unforeseen contingency, from the 6th policy year. The minimum amount that you can withdraw is Rs. 10,000 and the maximum is such that the Fund Value after withdrawal does not fall below 120% of the annual premium.
You can maintain allocation of your investments in a specific proportion across funds, irrespective of market movements, through Auto Funds Rebalancing. Once opted, after every 3 months, it automatically rebalances the allocation of your investments in various funds to the allocation proportions chosen by you.
• Trade Logo of Canara HSBC Oriental Bank of Commerce Life Insurance Company Limited (Insurer) is used under license with Canara Bank, HSBC Group Management Services Limited and Oriental Bank of Commerce.
• The Insurance products are offered and underwritten by Insurer (IRDAI Regn. No. 136) having its head office at 2nd Floor, Orchid Business Park, Sector - 48, Sohna Road, Gurugram-122018, Haryana (India)
• The premium mentioned is for standard lives. Premium rates for tobacco users will vary. Your actual premium will depend on the Company's assessment of risks on your health, lifestyle, occupation, etc. Annualized premium may vary for monthly mode.
• For more details on risk factors, terms and conditions please read the Sales Brochure carefully before concluding a sale.
• Website: www.canarahsbclife.com
Call (Toll free no.): 1800-103-0003/1800-180-0003 (BSNL/MTNL)
SMS: 9779030003
Missed Call: 0124-6156600
Email: customerservice@canarahsbclife.in
• Tax benefits under this plan will be as per the prevailing Income Tax laws and are subject to amendments from time to time. For tax related queries, contact your independent tax advisor.
• Collection of advance premium shall be allowed within the same financial year for the premium due in that financial year. However, where the premium due in a financial year is being collected in previous financial year, the premium may be collected for a maximum period of three months in advance of the due date of the premium. The premium so collected in advance shall only be adjusted on the due date of the premium. Such advance premium, if any, paid by the Policyholder shall not carry any interest.
• Medical charges will be deducted in case of non-issuance of the policy.
• *Policy Term of 5 years to 9 years is available only for Age at entry of 35 years and above.
• Available under Plan Option Life
• Available under Plan Options Life and Life Plus
• BEWARE OF SPURIOUS / FRAUD PHONE CALLS!
• IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.