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Why Choose This Plan?
  • All-in-one solution

    for life cover, hospitalisation, accidental death* and critical illness

  • Tax benefits

    on the Premiums paid and pay-out benefits received

  • Protection against 34 Critical illness**

    Lumpsum Payout & inbuilt Waiver of Premium in case of occurrence of any of listed Critical illness

  • Hospitalisation benefit

    Of up to ₹4.5 lakh per year, including daily hospitalisation stay, ICU facilities & surgeries

  • Choose option as per your need

    Platinum – Up to ₹64.5 Lakhs total protection2
    Gold – Up to ₹48 Lakhs total protection3

  • Accidental Death Benefit rider

    Additional protection in case of death due to an accident

  • Multiple death benefit pay out options

    Lumpsum, Monthly Income and Lumpsum & Monthly Income

  • 97.28%^ Claim Settlement

    Dedicated claims officer, Grief counselling & Speedy processing# (within 48 hrs from receipt of information)

Product Name
Bharti AXA Life Flexi Term
Bharti AXA Life Hospi Cash Benefit Rider
Bharti AXA Life Accidental Death benefit Rider
UIN
130N072V05  |  Download Product Brochure
130B007V04  |  Download Product Brochure
130B008V02  |  Download Product Brochure

Disclaimer:

1Available through Bharti AXA Life Flexi Term Life Insurance Product with Critical Illness option and Bharti AXA Life Hospi Cash Benefit Rider & Bharti AXA Life Accidental Death Benefit Rider

2Benefits under Platinum Option: 20 Lakhs Critical Illness cover + 20 Lakhs Life cover + 20 Lakhs Accidental Death Benefit Rider + Hospitalization benefit up to 4.5 Lakhs

3Benefits under Gold Option: 15 Lakhs Critical Illness cover + 15 Lakhs Life cover + 15 Lakhs Accidental Death Benefit Rider + Hospitalization benefit up to 3 Lakhs

^Claims Settlement Ratio is computed basis individual claims settled over total individual claims for the financial year. Source: As per Annual Audited Statistics submitted to IRDAI for 2018-2019

#Nominee’s bank account is credited with claim amount within 48 hours from the receipt of last requirement. This service is not applicable for early claims.

#Double death benefit: In case of death due to an accident, your nominee receives a lumpsum benefit equal to the Sum Assured of Flexi Term plan and Sum Assured of Accidental Death Benefit rider.

*Hospitalization and Accidental Death benefits are available through riders.

** The benefit is payable on first occurrence of any of the 34 Critical illness covered. Only doctor’s certificate confirming diagnosis needs to be submitted. The benefit is payable only on the fulfillment of the definition of the diagnosed critical illness.

Life Insurance Coverage is available

Bharti AXA Life Insurance Company is only the name of the insurance company and Bharti AXA Life Flexi Term (UIN - 130N072V05) is the name of the Non Linked Non- Participating Term Insurance product. The name of the product does not in any way indicate the quality of the product, its future prospects. Riders which are provided alongwith Bharti AXA Life Flexi Term are not mandatory and are available for an additional cost. Bharti AXA Life Hospi Cash Benefit (UIN-130B007V04) and Bharti AXA Life Accidental Death Benefit (UIN-130B008V02) are the name of the Non-linked and Regular pay rider and does not in any way represent or indicate the quality of the Rider or its future prospects. This is not a sales brochure, for more details on risk factors, terms and conditions, please read sales brochure carefully before concluding a sale.

Tax benefits are as per the Income Tax Act, 1961, and are subject to any amendments made thereto from time to time.

Beware of Spurious phone calls!
IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

Website Address - www.bharti-axalife.com
Toll Free Number - 1800 102 4444

IRDA Reg. No. 130 dated 14/07/2006 (Life Insurance Business)
CIN - U66010MH2005PLC157108 (ADVT II-May-2020-2183)
Secure Payment Gateways

Bharti AXA Life Insurance Company Limited Regd. Address: Unit No. 1904, 19th Floor, Parinee Crescenzo, 'G' Block, Bandra Kurla Complex, BKC Road, Near MCA Club, Bandra East, Mumbai - 400051, Maharashtra.
For further details on risk factors, policy exclusions, terms and conditions, please read the sales brochure carefully before concluding a sale. # Source: As per Annual Audited Statistics submitted to IRDAI for 2018-2019

Trade Logos and used belong to the Bharti Enterprises (Holdings) Private Ltd. and AXA SA respectively and are used by Bharti AXA Life Insurance under license.

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