What is Wellness Portal?
You will be able to register and login to the wellness portal through the link provided on this page and can enroll to and avail a plethora of wellness features and services. On clicking the below link; you will be re-directed to the wellness portal. Some of the features/services include health rewards, video/tele consultation, pharmacy & diagnostic services, online chat with the doctors, doctor’s appointment, doctor on call and medical second opinion.
The wellness portal will be applicable to the HealthAdvantEdge policy holders and below are the list of provisions for the same.
One of the key features with which you can avail maximum benefits is the ‘Health Rewards’ system which is uniquely tailored to meet the insured’s needs. You can accumulate reward points by opting for an array of wellness programs listed below, that will help assess your health status and aid in improving the overall well-being.
There will be no limitation to the number of programs you can enroll however maximum rewards that all the insured person(s) in a single policy period can earn, will be limited to 5% in a year and of the policy premium for the opted tenure on renewal. The Wellness Rewards will get accrued in the following manner –
Wellness Grid HRA GRID Services |
Points |
Limits |
Completes Health Risk Assessment |
100 |
1 HRA |
Does 2 Health Risk Assessment in a Year |
200 |
Additional points |
Basis Investigation Report ( upload into our portal) Services |
Points |
Limits |
Comprehensive health report |
1000 |
Max 1 |
2D Echocardiogram |
300 |
Max 1 |
Magnetic Resonance Imaging (MRI Scan) |
300 |
Max 1 |
Glycosylated Hemoglobin (Hb1Ac Report) |
200 |
Max 1 |
Prostate Specific Antigen (PSA) |
200 |
Max 1 |
Mammography |
1000 |
Max 1 |
Bone Scan |
1000 |
Max 1 |
Bone Densitometry test |
1000 |
Max 1 |
Healthy Initiaitves Services |
Points |
Limits |
Membership (Gym, Fitness Club, Yoga) for a year |
3000 |
Max. 2 |
Participation in Walkathon, Marathon, Fitness League, Cycling, Swimming Competition |
1000 |
Max 4 |
Claim Services |
Points |
Limits |
Enrollment within 30 Days with our wellness portal for this additional points will be offered |
1000 |
Max 1 |
Invoices should be uploaded within 60 days from the Date of Invoice date for points redemption |
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Per Point Value-INR 0.30 Paise |
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All the accumulated points can be redeemed against the premium amount to be paid during renewal.
- • In case of Multi-year policies, the insured needs to perform all or any of the activities at least once during the tenure of the insurance.
- • Rewards Points earned by an insured cannot be transferred to anyone or rewards points earned under multiple such programs cannot be clubbed together for redemption in any single policy.
Covid Hospitalization Cover
Hospitalisation expenses incurred for treatment of COVID when hospitalization is for a minimum period of 24 consecutive hours. This would also cover on-road ambulance expenses up to a maximum of Rs 2000/- per hospitalization.
Pre Hospitalization
Cover for any pre-hospitalisation/home care treatment medical expenses incurred for 15 days prior to the hospitalization.
Post Hospitalization
Cover for any post hospitalisation/ home care treatment medical expenses incurred for 30 days from the date of discharge.
Home care treatment expenses
The cost of availing treatment for Covid at home for up to 14 days per admission as per policy terms and conditions would be covered.
AYUSH Coverage
Medical expenses incurred due to hospitalization for COVID under AYUSH Treatment would be covered
Please note that not all policies will have this avenue to accumulate the wellness points against the services availed. For more details; kindly refer the detailed policy document.
ICICI Lombard General Insurance Company Limited will not be liable for the quality of the services made available through this portal by Aayuv Technologies Private Limited (known as Ekincare) and Ekincare is only responsible for providing the services stipulated under the wellness features offered by them and any defects or deficiencies in this regard will that of Ekincare only.
Start your Wellness JourneyCorona Kavach Policy, Bharti AXA GIC Limited
BHAHLIP21101V012021
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ICICI Lombard General Insurance Company Limited, ICICI Lombard House, 414, Veer Savarkar Marg, Near Siddhi Vinayak Temple, Prabha devi, Mumbai – 400025
Email : customersupportba@icicilombard.com Toll Free Number: 1800-103-2292