Two-wheeler insurance safeguards you from losses or damage to your bike that may be caused by an accident, theft, floods, riots and other natural calamities or man-made disasters.
Bike insurance cover takes care of the financial implications of any accident or mishap that could result in loss or damage to your bike or an injury to you or to a third person.
The way your bike allows you to get to any place, anytime, totally hassle-free. Similarly, buying bike insurance allows you to ride worry-free because you no longer have to deal with or worry about any sort of eventualities.
India being the largest two-wheeler market in the world, it is a given that with the high density of two-wheelers plying on our roads, chances of a mishap and accident is also high.
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ICICI Lombard General Insurance (Bharti AXA General Insurance*) offers three types of bike insurance plans with smartlt designed and new features and coverage.
Comprehensive bike insurance cover gives you the widest coverage, with maximum features and benefits plus the choice of add-ons. It includes third-party liability, personal accident and own-damage cover. Whether your bike gets stolen or damaged in an accident or due to natural or man-made disasters, comprehensive bike insurance will ensure you are financially covered.
Third-party liability is compulsory for all two-wheeler owners. If a third-party suffers injury or death or their bike or property gets damaged in an accident caused by your bike, your insurance provider will pay the compensation. Third-party bike insurance only covers third-party liabilities and not any loss or damage that you may suffer.
Standalone own-damage insurance will cover you from losses suffered due to damages caused to your bike in an accident, by natural calamities or man-made disasters and theft.
You can opt for standalone own-damage cover along with third-party insurance to get better coverage for your vehicle.
Any losses or damages that you may suffer due to an accident caused while driving are covered in two wheeler insurance policy.
According to a report, almost 75% of vehicles that are stolen in India are two wheelers. If you have a two wheeler insurance policy, then you would have some respite since your losses due to theft would be covered.
Any loss occurred due to accidental fire, riots, strike, etc., is covered under your bike insurance policy.
Any loss occurred due to accidental fire, riots, strike, etc., is covered under your bike insurance policy.
Did you end up hurting or damaging a person or property while riding your bike? Fear not, the losses that you may have to pay for are covered by the third party liability insurance plan
If you damage the bike while you drink and drive, it will not be covered under two wheeler insurance. Don’t drink and drive.
After a period of time, the vehicle is bound to face regular wear and tear as well as losses due to depreciation of vehicle. These aren’t covered under two wheeler insurance policy.
Damage / loss to the vehicle without a valid driving license will not be covered.
The reasons which are not mentioned above like consequential damages, mechanical failures, contributory negligence, staged accidents etc. will not be affirmed as a reason towards an insurance claim.
With our online purchase facility a mobile or laptop with internet connection can buy you bike insurance in a few clicks.
For a hassle-free purchase experience visit https://www.bharti-axagi.co.in/two-wheeler-insurance, enter your details, select the type of two-wheeler insurance you want and pay online. As soon as the payment is processed you get an e-copy of your policy.
You can rely on our online chat or call facility for a quick response.
Policy Name:
Smart Drive Two
Wheeler Insurance
UIN:
IRDAN139RP0009V01200809
IRDAI Registration N0.115
CIN-L67200MH2000PLC129408
ICICI trade logo displayed above belongs to ICICI Bank and is used by ICICI Lombard GIC Ltd. under license and Lombard logo belongs to ICICI Lombard GIC Ltd. Insurance is the subject matter of the solicitation. The advertisement contains only an indication of cover offered. For more details on risk factors, terms, conditions and exclusions, please read the sales brochure carefully before concluding a sale. ICICI Lombard General Insurance Company Limited, ICICI Lombard House, 414, Veer Savarkar Marg, Near Siddhi Vinayak Temple, Prabhadevi, Mumbai - 400025 | Email : customersupportba@icicilombard.com Toll Free Number : 1800-103-2292