Health Insurance

To avoid a medical emergency becoming a financial emergency you need to covered under a health insurance plan. Purchasing health insurance by paying a small amount of premium is the smartest way to ensure that you and your family are protected from unforeseen health emergencies and can comfortably afford quality healthcare.

Why Health Insurance is Important?

When we think of protecting the future of our loved ones against an eventuality, often health does not take top priority. In spite of knowing how crucial it is to be prepared for any kind of a medical emergency, people often tend to be laid back and take health for granted.

But with the high cost of quality healthcare, treatment and facilities, you cannot afford to take health related risks. One sudden critical illness or accident in the family and a big chunk of your life savings and investments may be wiped out.

Why Bharti AXA
Health Insurance?

1.3 Million
Policies issued

PAN India
Cashless Network
Hospital

98.27%
Claim-Settlement
Ratio

152 Branches
across India

Covered: These are some features that are included in the plan coverage:

Annual health check-ups

Option to choose for
critical illness
cover/hospital cash

In-patient treatment:

Up to sum insured

Pre-hospitalization

60 Days: Up to sum insured

Post-hospitalization

90 Days: Up to sum insured

Organ donor

Up to sum insured



Please refer to the policy brochure for detailed summary of product feature and benefits.

Not Covered: These are some features that are excluded from the plan coverage

Pre-existing diseases
covered after 48 months

24 months for the
specific diseases or illness or
procedures/surgeries

(refer to the policy wordings for entire list)

Initial waiting period:
30 days for all illnesses

(not applicable on renewal
or for accidents)

Critical Illness

60 days waiting period and
30 days survival period

Please refer to the policy brochure for detailed summary of product feature and benefits.

Types of Health Insurance Plans Offered by Bharti AXA

Bharti AXA offers two types of health insurance plans with thoughtfully designed and up-to-date features and coverage:

1) Smart Super Health Insurance Plan

2) Smart Super Health Assure Plan

Take a look at details of both health insurance plans from Bharti AXA and choose the one that suits your needs.

Smart Super Health
Insurance Plan

  • Wide coverage from Rs. 5 Lakh to Rs. 1 Cr.
  • No capping on room rent
  • Pre and post-hospitalization of 60 days and 90 days
  • Restoration of sum insured up to 100%
  • Organ donor expenses covered up to sum insured
  • No-claim bonus up to 100% Sum Insured
  • Option to choose for critical illness cover/ hospital cash
  • Annual health check-up
  • Day care treatment up to Sum insured
  • AYUSH treatment

Smart Super
Health Assure

  • Pre & Post Hospitalisation Covered
  • Tax Benefit (Save under section 80 D)
  • Restoration of Sum Insured (100% Reload of Sum Insured at No Extra Cost)
  • Over 130 Day Care Treatments Covered
  • Ambulance Cover
  • Hospital Cash Allowance
  • Maternity Benefit
  • Critical Illness Cover
  • Annual Health Check-up
  • No Claim Bonus
  • Organ Donor Cover
  • Lifelong Renewability

Benefits Of Having
Health Insurance

Comprehensive
Range Of Medical Cover
Up To Rs. 1
Crore

Cashless
Hospitalization
Across 4500+
Network Hospitals

Get Deduction Up
To Rs. 1,00,000
Under Section
80D

24/7
Claim
Assistance

Policy Name:
Smart Super Health Assure

UIN:
BHAHLIP20108V011920

Download policy brochure
Policy Wording

Policy Name:
Smart Super Health Insurance

UIN:
BHAHLIP18014V011718

Download policy brochure
Policy Wording

IRDAI Registration N0.139
CIN-U66030KA2007PLC043362

Secure Payment Gateways


Trade Logos displayed in the document belongs to Bharti Enterprises (Holding) Private Ltd and AXA SA respectively and used by Bharti AXA General Insurance Company under license. Insurance is the subject matter of the solicitation. The advertisement contains only an indication of cover offered. For more details on risk factors, terms, conditions and exclusions, please read the sales brochure carefully before concluding a sale. Bharti AXA General Insurance Company Limited. First Floor Hosto Centre, No. 43, Millers Road, Vasanth Nagar, Bangalore-560052.
Email: customer.service@bhartiaxa.com
Toll Free Number: 1800-103-2292

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