An account loaded with
features

  • Enjoy Industry Best Interest Rate
    Enjoy up to 7%# interest p.a. on your Savings Account balance with Niyo
  • Instant Account Opening
    Open your Niyo Account instantly from anywhere with our hassle-free, paperless onboarding
  • International Platinum Debit Card
    Enjoy an absolutely free platinum card delivered to your doorstep
  • No ATM Transaction Fees
    Withdraw money from any ATM without worrying about extra charges

Effortless Investing

  • Build a strong Mutual Fund Portfolio
    With 0% Commission on your Mutual Fund investments, your money only works for you
  • International Investments
    An account that empowers you with global exposure to invest in international markets
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Save more when you Travel

  • 0% Forex Markup*
    Only spend what you need to, with 0% Forex Markup on the real-time exchange rate
  • Load in INR spend in 150+ countries
    Just one card and one app can take you anywhere in the world. Load money via IMPS/ NEFT free of cost on your fingertips.
  • Real-time Currency Rates
    Check real-time currency conversion rates in any foreign land before any local currency transaction

Security you can
rely on

  • Lock/Unlock
    Not using your card? Misplaced it? ‘Lock’ your card temporarily and ‘Unlock’ it once you’re ready to use it again
  • Block
    Your card is secured even if you lose it while you are traveling, ‘Block’ your card instantly using the Niyo app
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Round-the-clock Support

  • 24x7 Whatsapp
    It's good to be heard! Niyo is available to you
    24x7 via WhatsApp anytime, anywhere
  • ATM Locator
    Locate nearby ATMs anywhere in the world
    with just a tap

*VISA Exchange Rates Applicable

#For balances above 1 lakh. T&C Apply.